Monthly Archives: September 2014

Aptargroup’s Q2 Earnings Rise On Dispensing Solutions Demand – Yahoo Finance

Operating margin decreased 40 bps year over year at 13.8%. Financial Performance AptarGroup ended the second quarter with cash and cash equivalents of $341.3 million, down from $309.9 million as of 2013-end. The long-term debt of the company was at $354.6 million, marginally down from $354.8 million as of 2013-end. Debt-to-capital ratio was 27.2% as of Jun 30, 2014, compared with 25% as of Dec 31, 2013. Outlook AptarGroup expects earnings in the range of 72 to 77 cents per share for the third quarter of 2014.
For the original version including any supplementary images or video, visit http://finance.yahoo.com/news/aptargroups-q2-earnings-rise-dispensing-133009383.html

Plea Lets Ex-dp Cop Veit Keep $90,000 Pension – Journal & Topics Newspapers Online: News

s6D !=2:?6D E@ 3C:?8 😕 =2C86C 2>@F?ED @7 7656C2= 8C2?ED E@ E96 A@=:46 56A2CE>6?E] w6 4=2:>65 `da s&x 2CC6DED 5FC:?8 E92E 7@FC\J62C A6C:@5 H96? @?=J b_ DF49 2CC6DED 925 @44FCC65[ 244@C5:?8 E@ 2? :?G6DE:82E:@?]k^Am kAmsF6 E@ E9@D6 2==6865=J 72=D:7:65 2AA=:42E:@?D[ E96 x==:?@:D s6AE] @7 %C2?DA@CE2E:@? :DDF65 S`gb[hgc E@ s6D !=2:?6D E@ C6:>3FCD6 E96 4:EJ @7 :>A2:C65 5C:G:?8 42>A2:8?D] s6D !=2:?6D 2=D@ C646:G65 Sa[dbb 7@C 2 a_“ r:?4@ 56 |2J@ EC277:4 6?7@C46>6?E 677@CE]k^Am kAm%9C@F89 ‘6:E 92D 28C665 E@ E96 A=62 562=[ 2 ;F586 >FDE DE:== 2AAC@G6 E96 D6?E6?46 5FC:?8 2? ~4E] a 962C:?8 2E E96 s:CFor the original version including any supplementary images or video, visit http://www.journal-topics.com/news/article_6497ef9c-12a7-11e4-ba68-0017a43b2370.html

Cartoonist Roz Chast Takes On Eldercare – Yahoo News

Elizabeth survives George by two years, a financial drain Chast describes candidly. If she lived another year, I would have had to take a second mortgage or go into our savings for our kids college, Chast said. I was really starting to fray. The seven thousand dollar monthly facility fee prompts a bedside conversation, recommended by a hospice aide, in which she tells Elizabeth you are running out of money. Elizabeth dies days later. It was shocking that I said that, but the hospice people knew I was starting to freak out, Chast said. Its wit, realism and willingness to shatter taboos make this memoir a must-read for those facing similar circumstances, many health providers say. It is one of several graphic books released in recent years addressing serious illness and death in what is called a golden age of comics in healthcare by Penn State University humanities and medicine professor Michael Green. It does a fantastic job exploring ambivalences, challenges and mixed feelings one has around these issues, Green told Reuters Health. Graphic stories such as Sarah Leavitts Tangles and Brian Fies Moms Cancer, he said, provide nuanced perspectives on the multi-dimensional topic of end of life care.
For the original version including any supplementary images or video, visit http://news.yahoo.com/cartoonist-roz-chast-takes-eldercare-203451303.html

Cartoonist Roz Chast Takes On Eldercare – Yahoo News

Elizabeth survives George by two years, a financial drain Chast describes candidly. If she lived another year, I would have had to take a second mortgage or go into our savings for our kids college, Chast said. I was really starting to fray. The seven thousand dollar monthly facility fee prompts a bedside conversation, recommended by a hospice aide, in which she tells Elizabeth you are running out of money. Elizabeth dies days later. It was shocking that I said that, but the hospice people knew I was starting to freak out, Chast said. Its wit, realism and willingness to shatter taboos make this memoir a must-read for those facing similar circumstances, many health providers say. It is one of several graphic books released in recent years addressing serious illness and death in what is called a golden age of comics in healthcare by Penn State University humanities and medicine professor Michael Green. It does a fantastic job exploring ambivalences, challenges and mixed feelings one has around these issues, Green told Reuters Health. Graphic stories such as Sarah Leavitts Tangles and Brian Fies Moms Cancer, he said, provide nuanced perspectives on the multi-dimensional topic of end of life care.
For the original version including any supplementary images or video, visit http://news.yahoo.com/cartoonist-roz-chast-takes-eldercare-203451303.html

Business Insurance Usa Announces Insurance Program For Pilate Studios

General Liability insurance protects Pilate studios when accidents happen that cause physical injuries or personal property damages. This insurance also helps protect the company if they are accused of wrongdoing in their advertising, or if theyre accused of harming an individuals reputation. E&O Insurance is Errors and Omissions coverage, also known as Professional Liability. When a Pilate studio or one of its representatives is accused of causing harm due to negligence or other professional errors, this coverage helps pay for the legal expenses associated with their defense. If the studio or professional is found to have been at fault professionally, this coverage also pays settlements and awards ordered by the court. Abuse and Molestation Insurance is important coverage for Pilate Studios, because they work closely and intimately with their clients. Whether the studio teaches children, adults or the elderly, misunderstandings and uncomfortable situations may potentially arise that result in legal actions. About Business Insurance USA Headquartered in southern California, Business Insurance USA provides business insurance coverage to businesses and professionals in twenty different states.
For the original version including any supplementary images or video, visit http://www.prweb.com/releases/2014/07/prweb12031140.htm

Detroit: No Water Shutoffs For Next 15 Days – Yahoo News

We’ve got people without water, and they need their water,” he said. People lose water if they’re more than 60 days behind or owe $150. The average overdue bill is $540. There is another challenge for the water department: Water has been turned on again by rogue crews following city employees who shut it off, typically with a special tool near the sidewalk. It’s happened at more than 500 addresses since March, spokesman Bill Johnson said. “They knock on the door and tell people, ‘For $50, I’ll turn the water back on.’ We’ve caught them,” Johnson said.
For the original version including any supplementary images or video, visit http://news.yahoo.com/detroit-no-water-shutoffs-next-162523689.html

4th Of July Festival Fund Embezzlement Case Continues In Hancock County – Wtov Steubenville-wheeling – Local News

Nurmie waived his right to a preliminary hearing, meaning this case will now go through circuit court. A closer look at the criminal complaint, though, reveals that the nine felony embezzlement charges against Nurmi stem from an investigation where Chester’s mayor contacted state police regarding the alleged embezzlement. The complaint also indicates that Nurmi may have confessed his acts in a written statement to authorities, saying the money was taken from the account for personal use to satisfy debt that had been incurred by extended family members. Neither Nurmi or his defense attorney would not comment on that, or a conflicting report that it was all a miscommunication. In all, Nurmi is alleged to have taken $2,550 between June and November of last year.
For the original version including any supplementary images or video, visit http://www.wtov9.com/news/features/local-news/stories/4th-july-festival-fund-embezzlement-case-continues-hancock-county-4457.shtml

Fitch Affirms Pnc Mortgage’s U.s. Rmbs Servicer Ratings; Revises Outlook To Stable – Yahoo Finance

Done Fitch Affirms PNC Mortgage’s U.S. RMBS Servicer Ratings; Revises Outlook to Stable Fitch Ratings 5 hours ago 0 shares Done NEW YORK–(BUSINESS WIRE)– Fitch Ratings has affirmed the following U.S. residential primary servicer ratings for PNC Mortgage, division of PNC Bank National Association (PNC): –Primary servicer rating for prime product at ‘RPS2’; –Primary servicer rating for Alt-A product at ‘RPS2’; The Rating Outlook has been revised to Stable from Positive. The affirmation of the ‘RPS2’ rating demonstrates PNC’s strong operating history, financial resources as a division of PNC Bank N.A, and demonstrated expertise in servicing operations. The revised Outlook to Stable takes into account the servicer’s internal audit findings, pending regulatory reviews and challenges of executing its long term growth strategy. While Fitch notes the overall improvement in PNC’s risk control environment, several operational units had a number of internal audit findings, including some which were rated high risk. At the time of Fitch’s on site review, many of the findings had been addressed by management with respective action plans.
For the original version including any supplementary images or video, visit http://finance.yahoo.com/news/fitch-affirms-pnc-mortgages-u-195800938.html

Retirement Savings Options For Small-business Owners | Fox Business

An investor can save up to $5,500 per year ($6,500 if age 50 or older). “The saver can invest in just about anything they want, including stocks, bonds, real estate, CDs , or a saving account, for example,” says Kevin Wenke, certified financial planner and author of “Comfort Investing.” IRA investment options are almost unlimited, so you can shop for mutual funds with the lowest fees, find the best money market accounts or compare CD rates to find the options you’re happiest with. So long as your income falls within allowable limits ($181,000 if married or $114,000 if single), contributions are tax-deductible and earnings are tax-deferred. Roth IRA The contribution and income limits are the same for both the traditional and Roth IRA. Though Roth contributions are not tax-deductible, the main advantage of the plan is that all earnings can be withdrawn tax-free, starting at age 59 1/2. “The withdrawals from a Roth IRA will not count toward the tax a retired person will have to pay on their Social Security income in retirement,” says Wenke. Solo 401(k) “The Solo 401k is one of the best kept secrets available to self-employed professionals,” says Scott Puritz, co-founder of retirement investment advisory firm Rebalance IRA. “It’s not talked about enough and it’s relatively new, but for some people this is the best solution that really evens the retirement playing field for everyone who doesn’t work for a major corporation.” This plan allows business owners and their spouses to save 100% of income, tax deferred, up to the $17,500 limit (plus an additional $5,500 if over age 50). If your income is above that limit and you want to save even more, you can contribute an additional 25% of income, up to a maximum of $52,000 per year.
For the original version including any supplementary images or video, visit http://www.foxbusiness.com/personal-finance/2014/07/17/retirement-savings-options-for-small-business-owners/

Visteon Agrees To Purchase Group Annuity Contract Covering Approximately One-third Of U.s. Pension Liability – Yahoo Finance

Pension Liability Visteon Corporation 15 hours ago 0 shares Content preferences Done VAN BUREN TOWNSHIP, Mich., July 16, 2014 /PRNewswire/ — Visteon Corporation ( VC ) today announced that it has entered into an agreement to transfer certain U.S. pension assets to Prudential Insurance Company of America, a subsidiary of Prudential Financial, Inc. ( PRU ), to settle approximately $350 million of Visteon’s $1.1 billion in outstanding U.S. pension obligations. View photo . Under the agreement, the Visteon Pension Plan will purchase a group annuity contract from Prudential, which will then assume the obligation to make future annuity payments to certain Visteon hourlyretirees.
For the original version including any supplementary images or video, visit http://finance.yahoo.com/news/visteon-agrees-purchase-group-annuity-124300540.html